Why this fraud expert says you should never, ever use a debit card
If there’s a large data breach (and you know that there will be) and a criminal does somehow get my credit card number and charges $1 million on it, I’m protected and my credit card company will cancel the card and send a new one within the next couple of days.
I won’t be responsible for any purchases made. If the same thing happens and the criminals get my debit card information, however, I could lose the money in my bank account and have a difficult and lengthy time recovering it.
Also, keep your check-writing to a minimum and be vigilant about examining your bank statements frequently.
